Tailored Investment Solutions

You deserve portfolios that match your goals and risk tolerance. Through Gradidge Mahura Invetsments’ partnership with Advantage, a team of independent specialists from top firms like Ninety One, Allan Gray, and 36One you gain access to expertly managed, risk‐profiled portfolios.

How your Portfolio is managed

1. Targeted Asset Allocation

  • We set a clear mix of equities, bonds, property, cash, and offshore holdings based on your chosen risk profile.

  • Ongoing monitoring ensures your portfolio stays aligned with your objectives.

2. Adaptive Adjustments

  • Our Investment Committee continuously reviews global economic trends.

  • When opportunities or risks arise, we adjust weightings to keep your portfolio on track.

3. Selective Fund Choices

  • We conduct rigorous, ongoing research to identify top‐performing unit trusts and instruments.

  • Only quality managers who meet our strict criteria are included.

4. Risk-Profiled Outcomes

  • Using data‐driven methods, we match each solution to your comfort level—whether you’re conservative,moderate, or aiming for growth.

  • All our portfolios comply with Regulation 28 of the Pension Funds Act, protecting your interests.

Invest Today

Why These Portfolios Work for You

Broad Access and Discretionary Management

You gain entry to South Africa’s top unit trust funds. Once you sign the mandate, Analytics Consulting and Gradidge Mahura Asset Management can make tactical changes on your behalf, always within your agreed risk guidelines-without needing to ask for approval every time.

Flexible Liquidity

You can switch in or out of a portfolio within 2-5 business days (subject to regulatory rules), giving you the flexibility you need.

Tax-Efficient Structure

If you invest via a retirement (vehicle preservation fund, retirement annuity) Capital Gains Tax is deferred until you withdraw. We adjust your model portfolio when needed without delaying for tax reasons.

Competitive, Transparent Fees

We leverage scale and Ci Institutional building blocks (including passive funds) to keep costs low while targeting strong risk adjusted return, All fees are clearly outlined in the client mandate, fund fact sheets, or MDD.

Complete Transparency

You will always see real-time performance and exact portfolio composition, no hidden allocations.

Seamless Administration

Your assets are held on Allan Gray and Stanlib platforms, ensuring reliable execution and reporting.

Invest Today

Investment Portfolios

The Gradidge Mahura Investments Advantage

Income Portfolio

(Model Portfolio)

Focus: Generate reliable income while preserving capital.
Equity Cap: 10%

Cautious Fund

(Low-Equity Multi-Asset)

Focus: Preserve capital while generating income.
Aim: CPI + 2% p.a. (net)over any rolling 3-year period.
Equity Cap: 40%

Moderate Fund

(Medium-Equity Multi-Asset)

Focus: Achieve moderate capital growth.
Aim: CPI +3% p.a (net) over any rolling 5-year period.
Equity Cap: 60%

Growth Fund

(High‐Equity Multi‐Asset)

Focus: Maximise long‐term capital growth.
Aim: CPI + 5% p.a.over any rolling 7‐year period.
Equity Cap: 75%.

Worldwide Flexible Portfolio

(Model Portfolio)

Focus: Ride global equity markets for long‐term growth.
Aim: CPI + 5% p.a.(net) over any rolling10‐year period.
Equity Range: 0–100%; no offshore limitations.

<
>

Disclaimer

  • Gradidge Mahura Investments (Pty) Ltd. FSP No. 36327 is an Authorised Financial Services Provider

  • Gradidge Mahura Asset Protection (Pty) Ltd. FSP No. 48616 is an Authorised Financial Services Provider 

  • Gradidge Mahura Asset Management (Pty) Ltd. FSP No. 50549 an Authorised Financial Services Provider

  • Gradidge Mahura Fiduciary Services (Pty) Ltd – Registration number 2018 / 233726 / 07

  • Gradidge Mahura Accounting and Tax Services (Pty) Ltd - Registration number 2018 / 221325 / 07