The Team
Get us to call you100+ years of expertise
With over 100 years of combined advisory experience, our highly qualified advisers deliver tailored, insightful advice. Supported by a technical and service team with over 100 years of collective experience, we ensure every client receives expert guidance and personal service. Our diverse team speaks more than nine official South African languages.
Founders
Craig Gradidge, CFP®
Chief Investment Officer
Craig holds a BCom (Wits), BCom Honours (UNISA), Post Graduate Diploma in Financial Planning (UFS), MBA (UCT) and a Certificate in Tax (Wits). He is a CERTIFIED FINANCIAL PLANNER® and is a member of the Financial Planning Institute of Southern Africa (FPI).
A seasoned professional with over 29 years in the financial services industry, he is an active member of the Financial Planning Institute of Southern Africa (FPI). He previously served as Chairperson of the Investment Competency Committee at FPI and as an Independent Expert on the Investment Sub Committee for Medshield. He currently serves as an Independent Expert on the Investment and Audit & Risk Sub Committees for the Impala Medical Plan. Craig’s career has spanned operational, management, and executive roles across several leading financial institutions.
Craig Gradidge, CFP®
Chief Investment Officer
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Kagisho Mahura, CFP®
Chief Executive Officer
Kagisho holds a B.Bus.Sc (UCT), Certificate in Taxation (WITS) and an MBA (Stellenbosch). He was MBA student of the year in class, International MBA student of the year finalist and a past winner of the NBMBAA in Atlanta, USA.
He is a previous Chairperson of the Gauteng Regional Committee of the Financial Planning Institute of Southern Africa (FPI). He has been in the industry since 1996 and has held operational, management and executive roles at Old Mutual and Coronation. He is a founding member and served on the Exco of SA Independent Financial Advisors Association (SAIFAA). He sits on several Boards of leading SA private and listed businesses.
Kagisho Mahura, CFP®
Chief Executive Officer
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Management
Cyril Chetty
Chief Operations Officer
Cyril holds a Bachelor of Accounting Sciences degree from UNISA and a Postgraduate Diploma in Business Administration from WITS.
With over 20 years of experience in finance and business leadership, he has held senior positions including Financial Manager, Group Financial Manager, General Manager, Chief Operations Officer, and Managing Director, while also serving as a Director at various companies. His experience spans managing private companies with revenues exceeding R300 million, working with blue-chip clients, and guiding start-ups from inception to generating more than R50 million annually and employing over 55 people. Cyril joined Gradidge-Mahura Investments in June 2015, where he continues to contribute his extensive financial and operational expertise to the growth and success of the business.
Cyril Chetty
Chief Operations Officer
Mehmood Sader
Business Development Manager: Short‑Term Insurance
Mehmood holds a Certificate of Proficiency in Short-Term Insurance and a Certificate in Financial Planning (FAIS NQF 5), and has completed the FAIS Regulatory Exam RE5. He is a member of the Insurance Institute of South Africa (IISA).
In the short-term insurance sector since 2002, he is a client-centred, solutions-driven business development professional with senior experience as a Business Development Consultant and Senior Sales Executive at leading financial services firms. He advises across personal and commercial portfolios, partnering with brokers and clients to structure fit-for-purpose cover and drive sustainable growth. Recent recognition includes the Santam Bronze Achievement Award for three consecutive years (2022–2024) and the AC&E Underwriting Managers Diamond Award (2023), acknowledging excellence in premium growth, risk management, claims outcomes, client service and operational standards.
Mehmood Sader
Business Development Manager: Short‑Term Insurance
Nico Banda
Fiduciary Specialist
Nico holds a Master of Laws (LLM) in Domestic Tax and Access to Information & Privacy Law, a Bachelor of Laws (LLB), and a Bachelor of Arts (Law & Media Studies), all from the University of the Witwatersrand. He is also a graduate of the McKinsey.org Forward Program.
Nico has over six years’ experience in estate planning, trust administration, tax planning, and deceased-estate administration. He provides holistic fiduciary solutions to high-net-worth individuals and families, with a strong focus on succession planning, structuring, and wealth preservation. His expertise includes multi-jurisdictional estate planning, drafting local and offshore wills, and administering estates with assets in multiple territories. He has advised on structures across Mauritius, Cyprus, the UAE, Jersey, and Panama, ensuring compliance with both tax and succession requirements.
Nico Banda
Fiduciary Specialist
Tatenda Macheka, CFP®
Practice Manager
Tatenda holds a Bachelor of Business Administration (UKZN), a Postgraduate Diploma in Finance, Banking & Investment Management (UKZN), and a Postgraduate Diploma in Financial Planning (UFS). She is a CERTIFIED FINANCIAL PLANNER® professional (CFP®) and an active member of the Financial Planning Institute of Southern Africa (FPI), where she serves on the Practice Management Committee.
In the industry since 2010, Tatenda is a Key Individual and Representative with broad experience spanning financial planning, client relationship management, business development, project management and people leadership. Since joining Gradidge Mahura Investments in 2020, she has led practice management with a focus on best practice, strengthening processes, systems and compliance while training and mentoring young professionals. Known for operational rigour and a collaborative, service-led approach, she helps the firm deliver consistently high client outcomes.
Tatenda Macheka, CFP®
Practice Manager
Virath Juggai, CFP®
Risk Specialist
Virath holds a National Certificate in Wealth Management (AFM), a Postgraduate Diploma in Financial Planning (UFS), an Advanced Postgraduate Diploma in Estate Planning and Personal Risk Management (UFS), a Certificate in Taxation (Wits), and a BCom Honours in Financial Planning (UJ). He is a CERTIFIED FINANCIAL PLANNER® professional (CFP®) and a member of the Financial Planning Institute of Southern Africa (FPI).
In the industry since 1998, he combines deep technical expertise with relationship-led advice across financial risk management. He was the Top Student in the CFP® Professional Competency Examinations (2012) and was recognised as South Africa’s top Financial Adviser/Relationship Manager at the Intellidex Top Private Banks & Wealth Manager Awards (2021). A specialist in structuring risk cover—Life, Disability and Dread Disease—and in business-planning solutions including Buy & Sell, Key Person and Contingent Liability, he delivers clear, fit-for-purpose strategies aligned to client and business needs.
Virath Juggai, CFP®
Risk Specialist
Wealth Managers
Jerry Uzoegbo, CFP®
Wealth Manager
Jerry holds a Bachelor of Commerce – Finance Degree (UJ), Bachelor of Commerce Honours in Financial Planning (UJ) and an Advanced Post Graduate Diploma in Estate Planning (UFS).
He has been active in the financial services industry since 2016, acquiring comprehensive technical and wealth-management expertise across investments and risk cover. In July 2017, he joined Gradidge Mahura Investments via the ASISA Internship Programme. As an experienced financial planner, Jerry specialises in investment and retirement planning and is a member of the Financial Planning Institute of Southern Africa.
Jerry Uzoegbo, CFP®
Wealth Manager
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Lebogang Koloti, FSA®
Wealth Manager
Lebogang holds a Bachelor of Commerce in Finance (UJ) and Bachelor of Commerce Honours in Finance (UJ).
He has been active in the financial services industry since 2016. Lebogang first joined Gradidge Mahura Investments in March 2017 via the ASISA Internship Programme and re-joined the firm in January 2023. An experienced financial planner, he specialises in investment, retirement planning & risk management and is a member of the Financial Planning Institute of Southern Africa.
Lebogang Koloti, FSA®
Wealth Manager
Lesego Mpete, FSA™
Senior Employee Benefits Consultant
Lesego holds a Bachelor’s Degree in Politics & Economy (UJ), a Higher Certificate in Financial Planning (MBS), and a Postgraduate Diploma in Financial Planning (UFS). She has a Certificate of Proficiency in Long-term Insurance and has completed the FAIS Regulatory Exams Level 5 and Level 1. She is a Financial Services Advisor™ and a member of the Financial Planning Institute of Southern Africa (FPI).
With 15 years’ experience, Lesego is a trusted, results-driven Employee Benefits specialist known for turning complex regulations into clear, high-impact solutions. e. Recognised among Citywire South Africa’s Top 50 Financial Advisers in 2024, she is widely regarded for her calm authority, meticulous execution and the measurable value she delivers to organisations across sectors.
Lesego Mpete, FSA™
Senior Employee Benefits Consultant
Lungelo Mnokwe
Business Development Manager: Short-Term Insurance
Lungelo holds a BCom (UNISA), an Advanced Certificate (Milpark, NQF 6), a Higher Certificate in Short-Term Insurance (UNISA & Milpark, NQF 5), and a Programme in Risk Management (UNISA, NQF 6). He has also completed the FAIS Regulatory Exams RE1 and RE5 (Moonstone).
In the short-term insurance sector since 2008, he is a client-centred, solutions-driven business development professional with senior experience in sales, underwriting and portfolio management. Technically strong and relationship-led, he provides sound advice across commercial, speciality and personal lines—including heavy commercial transport, fleets, commercial assets and assets all risks; engineering, professional indemnity, contractors’ all risks, cyber crime and public liability; as well as householders/homeowners, vehicles, all risks and liability.
Lungelo Mnokwe
Business Development Manager: Short-Term Insurance
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Munaf Mukadam, CFP®
Wealth Manager
Munaf holds a BCom in Economics (Rhodes), BCom Honours in Financial Analysis & Portfolio Management (UCT) and a Post Graduate Diploma in Financial Planning (Stellenbosch). He is a CERTIFIED FINANCIAL PLANNER® professional and a member of the Financial Planning Institute of Southern Africa (FPI).
He began his career in 2013 and has since developed extensive expertise in investment, retirement, risk, and estate planning, with a strong specialisation in investment & retirement planning. He previously served on the Financial Adviser Ethics Committee at Liberty Group, reflecting his commitment to professionalism and ethical standards in financial advice. Munaf takes pride in building lasting client relationships and delivering clear, objective, and tailored financial solutions.
Munaf Mukadam, CFP®
Wealth Manager
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Phala Modise, CFP®
Wealth Manager
Phala holds and advanced Postgraduate Diploma in Financial Planning (Investments) – University of the Free State; Certificate in Risk Management – UNISA; Diploma – Chartered Insurance Institute (London); BA (Philosophy, Politics & Economics) – UNISA; Professional Development Programme (Strategic Management) – New York (1995). Member of the Financial Planning Institute of Southern Africa (FPI).
With 40+ years in financial services (since 1980) and a personal advisory focus since 1990, Phala provides ethical, inclusive and strategic advice across investment planning, retirement benefit counselling and risk planning. He serves a diverse client base in six South African languages: English, Setswana, Sesotho, isiZulu, Sepedi and isiXhosa, ensuring accessible, culturally aligned guidance. Phala is committed to advancing financial literacy and helping individuals and families achieve lasting financial independence.
Phala Modise, CFP®
Wealth Manager
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Rebaabetswe Makhudu, CFP®
Wealth Manager
Rebaabetswe earned a Bachelor of Commerce in Finance and a Bachelor of Commerce (Honours) in Financial Planning from the University of Johannesburg.
Since 2019, she has specialised in client relationship management, conducting comprehensive financial needs analyses and crafting tailored risk and investment solutions. Rebaabetswe joined Gradidge Mahura Investments in 2025 and is a member of the Financial Planning Institute of Southern Africa.
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Rebaabetswe Makhudu, CFP®
Wealth Manager
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Rizqa Barron, FSA®
Wealth Manager
Rizqa holds a Higher Certificate in Financial Planning and a BCom in Financial Planning (both Milpark Education) and is currently studying part-time toward a Postgraduate Diploma in Financial Planning (Milpark Education). She is a Financial Services Advisor® (FSA®) and a member of the Financial Planning Institute of Southern Africa (FPI).
In the industry since 2013, Rizqa is a client-centred Wealth Manager specialising in retirement benefit counselling and retirement & investment planning. She began her career in administration within risk and investments, gaining exposure to life and investments, medical aid and short-term insurance before progressing into paraplanning. After joining Gradidge-Mahura Investments, she helped establish the Cape Town branch, moving from service consultant back into paraplanning and then advancing to Wealth Manager. She now advises large corporate clients across the Eastern and Western Cape, combining technical rigour with clear, practical guidance.
Rizqa Barron, FSA®
Wealth Manager
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Sahil Deochand, CFP®
Wealth Manager
Sahil holds a Bachelor of Commerce – Finance (UKZN), a Postgraduate Diploma in Financial Planning (UFS) and an Advanced Postgraduate Diploma in Investment Planning (UFS).
He has been active in the financial services industry since 2012, building comprehensive technical and wealth-management expertise across investments and risk cover. Before joining Gradidge Mahura Investments, he spent more than 10 years at Alexander Forbes. As an experienced financial planner, Sahil specialises in investment and retirement planning and is a CFP® professional and member of the Financial Planning Institute of Southern Africa.
Sahil Deochand, CFP®
Wealth Manager
Waseem Mukuddem, CFP®
Wealth Manager
Waseem holds a Bachelor of Commerce in Economics & Finance (UWC) and a Post-Graduate Diploma in Financial Planning (Stellenbosch). He is a Certified Financial Planner® Professional.
Since entering the financial services industry in 2016, he has gained extensive expertise in investment and retirement planning, risk cover, and short-term insurance. As a Family Wealth Expert, Waseem believes financial planning is about more than just numbers it’s about helping families build security, preserve legacies, and enjoy freedom and balance in their relationship with money. His passion lies in guiding clients through life’s big decisions, ensuring that wealth serves their values, goals, and loved ones across generations.
Waseem Mukuddem, CFP®
Wealth Manager
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Welcome Anderson
Wealth Manager
Welcome holds a Bachelor of Commerce (UNISA) and has completed his Regulatory Examinations Level 1 and Level 5.
He has worked in financial services since 1998, serving as an adviser at several wealth management firms and building deep expertise in retirement planning. Based in Durban, Welcome advises clients across KwaZulu-Natal and the Eastern Cape. Welcome has extensive experience assisting GEPF members and retirees, helping them make confident, well-informed decisions about preservation, annuity choices, and sustainable income in retirement.
Welcome Anderson
Wealth Manager
Wynand Gouws, CFP®
Wealth Manager
Wynand is a CERTIFIED FINANCIAL PLANNER® and Key Individual (Categories II & IIA, Moonstone, 2023). He holds an MBA (Stellenbosch), a Postgraduate Diploma in Futures Studies (Stellenbosch), an Advanced Postgraduate Diploma in Financial Planning: Investment & Estate Planning (UFS), CFP® (UFS, 2002), and a BTech in Marketing (Technikon Witwatersrand). He has also completed the Leadership Development Programme (INSEAD), Strategic Marketing in Emerging Markets (USB GSB), the Advanced Certificate in Leadership (UCT GSB) and the Behavioural Coaching Programme (Allan Gray in partnership with Fundhouse).
In the industry since 1998, Wynand is a relationship-led wealth manager recognised among Citywire South Africa’s Top 50 Advisers (2024). He partners with clients to design integrated wealth and retirement plans aligned to life’s multiple chapters; build diversified local and offshore investment strategies (across traditional and alternative options, including low-cost vehicles); and optimise structures for cost and tax efficiency to support intergenerational wealth transfer.
Wynand Gouws, CFP®
Wealth Manager
